Financial Guidance & Advice

Mortgages are some of the biggest commitments you’ll make in your financial life. And with all the options, it can be hard to work out what they’ll cost you.

If you’ve been living together as a couple and then separate, you have fewer rights than couples who divorce or dissolve their civil partnership. Read more on this topic.

There are lots of benefits and entitlements available when you’re pregnant or have a baby. You also qualify for benefits if you’re pregnant and unemployed or on a low income.

If you’re being made redundant, or think you might be at risk, there are some steps you need to take.

If you’ve just lost your job, you might be wondering what out-of-work benefits you’ll be able to claim. The benefits available depend on how long you were working for, your National Insurance contributions, how you left your job, and your household circumstances.

Caring for someone can take its toll on your physical and mental health, social life, career and relationships. Taking time out to look after yourself is important if you’re to continue supporting yourself and the person you’re caring for.

If you’re facing a health problem, your finances may be the last thing on your mind. But to avoid money worries building up, try and sort out your money situation as soon as you can. You might be entitled to sick pay, sickness or disability benefits.

There are lots of things to think about if you're planning to save. Is it better to save or invest and what type of account should you choose? This page explains the basics of saving, like how to get started and get into the saving habit, and whether you should pay off debt or save.

Saving up for something special? This savings calculator can help you put a plan in place to grow your piggy bank.

Future you will thank you for saving into a pension – but if you’re new to thinking about retirement, read more.