Financial Guidance & Advice

Important costs like energy, food and rent are rising steeply. If you’re worried about being able to afford these increases, you are not alone.

Despite the cost of household bills continuing to rise across the UK, cutting costs is easier than you think. And the average household can save hundreds of pounds each year by following our tips.

Paying your bills on time is essential. If you don’t, you could fall behind with payments and that can leave you in debt, affect your credit rating and even risk you losing your home. Find out the best ways to pay bills and tips on what to do if you’re struggling.

Renting is a significant financial responsibility, and it’s important you understand this goes beyond just your rent payments. There are a lot of other costs you need to think about.

When it comes to mortgages, you want to find that balancing act of borrowing enough for your home, but not too much that the repayments become a problem.

Mortgages are some of the biggest commitments you’ll make in your financial life. And with all the options, it can be hard to work out what they’ll cost you.